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Loan EMI Calculator

Financial Planning Tool

Accurate Reducing Balance Loan Estimator

Use this interactive tool to simulate your monthly installments and customize loan parameters according to your budget.

₹
₹10,000 ₹25,00,000 ₹50,00,000
%
1% 12% 25%
5 Years
1 Year 15 Years 30 Years

Repayment Overview

Monthly Payment (EMI)

₹10,501

Principal Amount
₹5,00,000
Total Interest
₹1,30,064
Total Payable (Principal + Interest)

₹6,30,064

Principal (79%) Interest (21%)
Apply For This Loan Amount

Amortization Schedule (Year-by-Year)

Reducing Balance
Year Opening Balance EMI Paid (Annual) Principal Paid Interest Paid Closing Balance
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