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Enterprise Verification Technology

Financial Verification APIs & Identity Intelligence

Fast, accurate, and compliant programmatic verification suites for GST, PAN, Vehicle RC, Udyam, and automated Bank Statement Analysis.

Automated Underwriting & KYC

Accelerate Borrower Onboarding with Instant Verification APIs

What are JustMoney Verification APIs? JustMoney provides a unified developer-friendly suite of financial validation APIs designed to verify business legitimacy, personal tax identity, asset ownership, and cash-flow health in real time.

Eliminate manual fraud checks and document forgery. Our automated REST endpoints deliver sub-second validation with structured JSON output, powering friction-free loan underwriting, DSA agent portals, and fintech merchant verification.

RESTful JSON APIs
Plug-and-play documentation
Enterprise Security
TLS 1.3 & token auth
Request API Sandbox Access
Live Endpoints

Core Verification Suite

Advanced GST & Turnover API

Instantly validates GSTIN registration status, business legal trade name, return filing frequency, and turnover brackets directly from GSTN.

PAN Verification & Mobile Match

Verifies PAN validity, holder full name as per NSDL/ITD records, Aadhaar-PAN linkage status, and mobile number correlation.

Vehicle RC & Challan Details API

Extracts complete VAHAN vehicle registry details, hypothecation bank status, insurance validity, vehicle age, and pending traffic challans.

MSME Udyam Registration API

Verifies enterprise category (Micro, Small, Medium), major business activity, NIC codes, and enterprise manufacturing unit locations.

AI Bank Statement Analyzer API

Parses multi-format bank statement PDFs (across 40+ Indian banks), categorizing monthly income, EMI obligations, bounce frequency, and net cash flow.

Technical Capabilities

Enterprise API Specifications & Payload Overview

Standardized JSON request and response payloads engineered for lightning integration into your lending stack.

GSTIN Validation API

Input: 15-character GSTIN. Output: Legal name, taxpayer type, active/cancelled status, principal place of business, and monthly/quarterly GSTR filing history.

GET /api/v1/gst/{gstin}
PAN Comprehensive API

Input: 10-character PAN. Output: Legal full name, father's name (where supported), PAN category (Individual, Firm, Company), Aadhaar link status, and validity.

POST /api/v1/pan/verify
Vehicle RC Verification API

Input: Vehicle registration number. Output: Vehicle maker/model, fuel type, emission standard, registration date, chassis/engine mask, and financier hypothecation.

GET /api/v1/vehicle/rc/{reg_no}
Udyam Registration API

Input: Udyam registration number. Output: Enterprise classification, authorized unit address, major activity (Services / Manufacturing), and date of incorporation.

POST /api/v1/msme/udyam
Bank Statement Analyzer API

Input: Encrypted PDF / Scanned Statement. Output: Structured transaction summary, average monthly balance (ABB), salary detection, and suspicious debit patterns.

POST /api/v1/analyzer/statement
Mobile Intelligence API

Input: 10-digit mobile number. Output: Telecom circle, operator porting history, active line status, and fraud risk score indicators.

POST /api/v1/mobile/verify
Developer Sandbox Access

Integrate Financial Verification in Under 30 Minutes

Whether you are building a custom Loan Management System, a DSA partner connector, or an automated underwriting bot, JustMoney provides clean SDKs, Postman collections, and dedicated developer technical support.

Comprehensive Postman Collections and OpenAPI 3.0 documentation.
Sandbox testing environment with pre-configured mock datasets.
Volume-based enterprise tier pricing with transparent SLA commitments.

Request API Documentation & Keys

Provide your technical team contact details to receive sandbox access credentials.

API FAQs

Frequently Asked Questions — Verification APIs

Answers to common queries regarding API speed, documentation, and compliance.

Our primary verification endpoints (such as GST verification, PAN validation, and Vehicle RC) respond in sub-second times (typically 400ms – 1.2s depending on upstream source latency). Bank statement analysis operates through an asynchronous job queue for multi-page statements, delivering structured categorization within 5 to 15 seconds.

Yes. All JustMoney verification APIs conform to standard RESTful JSON architecture and can be consumed by any modern backend language (PHP, Node.js, Python, Java, .NET) or frontend framework (Flutter, React Native, iOS, Android).

Yes. Under Indian data privacy regulations and Digital Personal Data Protection (DPDP) standards, businesses must capture lawful, explicit consent from borrowers or entity owners prior to querying tax, personal identification, or banking records.
Technical Compliance Note: JustMoney provides API gateway connectors and data parsing infrastructure. Access to official statutory databases requires authorized business credentialing, purpose validation, and lawful customer consent.
Just Money

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+919220585800

contact@justmoney.co.in

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